Frequently Asked Questions

ACCA Smart™ is an AI-powered platform built for Caribbean students pursuing ACCA professional qualification. It combines an exemption mapper, personalised pathway planner, AI Study Agent (powered by Anthropic Claude), and study resources — all guided by the academic expertise of Danelle Lezama, FCCA.

Danelle Lezama is a Fellow of ACCA (FCCA), Senior Lecturer at COSTAATT in Trinidad & Tobago, and former PwC Senior Associate and GTS Supervisor (2002–2010). She is the Chief Academic Officer of ACCA Smart™ and the educator who secured the Caribbean's first 9 ACCA exemptions for COSTAATT students. Her 20+ years of teaching experience informs everything on this platform.

No — ACCA Smart™ serves students across the Caribbean and beyond. We currently map exemptions for COSTAATT, UWI St. Augustine, UWI Mona, UWI Cave Hill, SBCS, and the University of Guyana. Students from any country can use the AI Study Agent and pathway planner.

Yes. Create a free account to access the exemption mapper, pathway planner, and 3 quiz generations per month. Upgrade to a paid plan to unlock the AI Study Agent and more quiz generations.

Typically 3–4 years with exemptions, or 6–8 years without. With 9 exemptions (like COSTAATT students), you can complete your degree and ACCA qualification simultaneously in around 4 years using our dual-pathway planner.

ACCA has three levels: Applied Knowledge (BT, MA, FA), Applied Skills (LW, PM, TX, FR, AA, FM), and Strategic Professional (SBL, SBR, plus two electives from AFM, APM, ATX, AAA). You must pass all 13 papers and complete the PER (Practical Experience Requirement).

PER (Practical Experience Requirement) is 3 years of relevant work experience covering 9 performance objectives. You complete this while working in an accounting or finance role. ACCA Smart™ includes a PER tracker to help you document and monitor your progress.

The JES is a partnership between ACCA and local professional accountancy bodies in certain countries. If you're in a JES country (like Trinidad & Tobago via ICATT, or Jamaica via ICAJ), you must register with both ACCA and the local body. See our JES Guide for full details.

You select your university and completed courses. Our mapper cross-references your courses against ACCA's official exemption database and shows you exactly which ACCA papers you're eligible to skip. This can save you thousands of dollars and years of study time.

Currently: COSTAATT (9 exemptions), UWI St. Augustine (9), UWI Mona (9), UWI Cave Hill (9), SBCS Global Education (7), and University of Guyana (5). More universities are being added based on demand.

Each ACCA exam costs approximately USD $100–200. With 9 exemptions, you save $900–1,800 in exam fees alone — plus 2+ years of study time. Including lost earnings opportunity, the total value of 9 exemptions can exceed $15,000.

Free ($0) — exemption mapper, pathway planner, 3 quiz generations/month. Smart ($29/month) — AI Study Agent (50 messages/month), 50 quiz generations, exam strategy guides, 5% tutor discount. Premium ($79/month) — AI Agent (200 messages/month), 150 quiz generations, 1 session with Danelle/month, mock exams, resume review, priority tutor booking (10% off). Ultimate ($149/month) — unlimited AI, 500 quiz generations, 2 Danelle sessions/month, guaranteed pass support, job placement assistance, dedicated success manager, VIP same-day support.

Subscriptions are billed monthly via PayPal. You can cancel at any time — your plan remains active until the end of your current billing period, then reverts to Free. No hidden fees. All paid plans include a 30-day money-back guarantee.

Yes. All paid plans include a 30-day money-back guarantee. If you are not satisfied within the first 30 days, email hello@cabstates.com for a full refund — no questions asked.

Yes. Go to your Dashboard → Billing to upgrade or manage your subscription at any time. Upgrades take effect immediately. Downgrades take effect at the next billing cycle.

Yes. Smart subscribers get a 5% discount on tutor sessions. Premium subscribers get 10% off. Ultimate subscribers get 20% off. Free users can browse the marketplace but pay the full rate.

Premium and Ultimate subscribers can submit their CV/resume for a professional review by our career guidance team. We focus on accounting and finance roles in the Caribbean and international markets, helping you position your ACCA qualification and PER experience effectively.